Why Do I See a Small Verification Charge?
If you notice a small charge on your PassCash card after making a purchase or attempting to add your card to a service, this is usually a temporary authorization or verification charge placed by the merchant or payment network.
These charges are standard in card processing and are not necessarily actual fees.
What Is a Verification Charge?
A verification charge is a small temporary amount used to confirm that:
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Your card is active
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Your card details are valid
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The card is not stolen or blocked
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The account has sufficient available balance
Common Amounts
You may see small charges such as:
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$0.50
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$1.00
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$1.95
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$5.00 (in some cases)
The exact amount depends on the merchant or payment processor.
When Do These Charges Appear?
Small verification charges may appear when you:
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Add your card to a digital wallet or app
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Subscribe to a new service
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Make a purchase from certain online merchants
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Use your card for the first time with a new merchant
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Perform a pre-authorization check (common in hotels, rentals, or subscriptions)
Are These Real Charges?
In most cases, no.
These charges are:
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Temporarily placed on your account
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Automatically reversed or refunded
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Not actual purchases
They are used only for verification purposes.
How Long Do They Take to Disappear?
Typical reversal times:
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A few minutes to 24 hours (most common)
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1–7 business days (depending on merchant)
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Up to 14 business days in rare cases
The exact timeframe is controlled by the merchant or card network, not PassCash.
What Should I Do?
Usually, no action is required.
However, you should:
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Check if the charge is marked as “pending”
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Wait for automatic reversal
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Contact support if the charge becomes a completed transaction and is not refunded
When to Contact Support
Reach out to PassCash Support if:
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The charge is not reversed after 14 business days
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The charge is marked as completed (not pending)
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You do not recognize the merchant
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You see repeated verification charges from the same source
Please include:
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Screenshot of the transaction
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Date and time
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Merchant name
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Amount charged
Summary
Small verification charges are a normal part of card processing and are usually temporary holds that disappear automatically once the merchant completes verification.